Hold & earn

Keep a balance that holds its value, and put money that’s just sitting there to work.

Hold

Your Pesarc balance is denominated in your own currency — naira, cedis, shillings. It’s backed by stablecoins under the hood, so it holds its value instead of melting away, and you can send or cash out from it any time.

Earn

Idle money can earn. Move part of your balance into Earn and it goes to work; withdraw whenever you want.

1. Tap Earn.
2. Choose how much to put to work.
3. Confirm. You can see what you’ve earned and take it all out at any time.

Earn is opt-in and withdrawable. Nothing is locked away without you choosing it, and your money stays yours throughout.

Returns vary and are never guaranteed. Only put in what you’re comfortable leaving to work for a while, and read the in-app details before you confirm.